Credit ratings

Moody’s Investors Service	Fitch Ratings
B1/NP Long- and short-term deposits in foreign currency	B Long-term Issuer Default Rating
E+ Financial strength	B Short-term Issuer Default Rating
Outlook - stable	Outlook – stable
Last update 19 November 2009	Last update 19 November 2009

For more information please contact Head of International Business Development Administration Alexander Arkhipov